Protect Your Family's Future with Confidence

Affordable, predictable final expense coverage designed to ease the burden during life's most difficult moments. No medical exams required for many applicants.

Your Peace of Mind

Our plans cover funeral costs, outstanding debts, and other final expenses so your loved ones don't have to worry.

  • Predictable monthly payments
  • Quick application process
  • 24/7 compassionate support

Why Choose Us

Secure & Licensed

State-regulated coverage with transparent terms and industry-leading security standards.

Fast Claims

Most claims processed within 3-5 business days with dedicated support throughout.

No Exam Options

Simple health questionnaire for most applicants - no physical exams required.

Guaranteed Acceptance

Options available for individuals who might not qualify under standard underwriting.

Compassionate Service

Our support team understands the sensitive nature of final expense planning.

Fixed Premiums

Your monthly payments stay the same - no surprise increases over time.

Our Commitment to You

Simplified Application

Getting started is easy. Our streamlined application process can often be completed in just a few minutes online. Simply provide basic information about yourself and your coverage needs. Most applicants receive a decision quickly.

Guaranteed Acceptance Options

We understand that health history can be a concern. That's why we offer guaranteed acceptance options for many individuals, ensuring that coverage is available regardless of pre-existing conditions. Your peace of mind is our priority.

Family-Centric Support

Our dedicated support team is here for you and your family, not just during application but whenever you need assistance. From answering policy questions to guiding beneficiaries through the claims process, we offer compassionate, 24/7 support.

Flexible & Transparent

We believe in clear communication. Our policies feature fixed premiums, so your costs won't increase unexpectedly. Choose from various coverage amounts to fit your budget and needs. We provide straightforward terms and full disclosure of benefits.

What Families Say

Frequently Asked Questions

Do I need a medical exam? +
Most applicants do not require a medical exam. Eligibility is typically determined through a simple health questionnaire that can be completed online.
How quickly is a claim paid? +
We process most claims within 3-5 business days once all required documentation is received. Complex cases may take slightly longer, but we keep families informed throughout the process.
Can I name a beneficiary? +
Yes, you can designate one or more beneficiaries when applying. You can also update your beneficiaries at any time through your online account or by contacting customer service.
Are premiums fixed? +
Yes, your monthly premium remains locked for the life of your policy. There are no surprise increases - your premium stays the same as long as you maintain coverage.
What if I change my mind after purchasing? +
We offer a 30-day free look period. If you're not satisfied for any reason, you can cancel within this period for a full refund of any premiums paid.

Get In Touch

Phone

+1 (415) 406-7657

Mon-Fri 8am-8pm EST

Office

4040 Civic Center Drive

San Rafael CA 94903